A health check-up is a routine physical and health assessment that can include any number of things. It might include a full examination, blood tests, and an ECG. You will likely be asked questions about your lifestyle and your family history. 8 of the most common medical tests offered by your health insurance plan annually are- Blood sugar test Blood pressure test General physical examination Complete blood count Examination for vitamin deficiencies Urine test (Culture and Routine) Kidney function test Lipid profile Advantages of Buying Health Insurance with Annual Health Check-ups SF5hq.